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Enviroscore NewsReturn to News Main page

Enviroscore Client Makes Top Listing

MidSouth National Bank is Named Top Performing Small Cap Bank

Baton Rouge, LA, July 19, 2007: Louisiana based MidSouth National Bank has been named one of the country's top performing small capitalization banks by the investment banking firm of Sandler O'Neill + Partners. MidSouth Bank has seen high growth in the last few years and has recently branched out into the Texas market. MidSouth was one of 24 banks to make the list. The list was open to banks with a market cap of less than $2 billion.

In announcing the 2007 list, Sandler O’Neill Partners called the institutions’ performance metrics outstanding, noting that they delivered bottom line results that are markedly better than the industry as a whole. Specifically, in the last 12 months, the Sm All-Stars team’s deposit growth and loan growth were 20.6 percent and 23.9 percent, respectively, compared to 7.5 percent and 9.9 percent for its peers.

"What Sandler O’Neill aims to do is get the jump on helping investors uncover the next generation of leading mid-cap banks and thrifts, in essence hinting at who they may be before they are discovered by Wall Street and the rest of the world", said MidSouth Bancorp President and Chief Executive Officer C.R. Rusty Cloutier. "This is an exciting opportunity to have the respected firm shine the spotlight on us, a bank it has never before covered in its research reports", he continued. "It puts us in a new arena, and we plan to maintain the integrity of the list by continuing to outperform our peers in every way possible."

"We are very proud to be part of the Midsouth Bank Team.", Diane Baum, CEO of Enviroscore remarked. "We are looking forward to growing with MidSouth Bank and offering the best and most afforable environmental solutions for commercial loans to the bank and its customers."

About MidSouth Bancorp (www.midsouthbank.com):  One of the fastest-growing bank holding companies in the South, MidSouth Bancorp, Inc. has 30 locations in Louisiana and Texas and more than 120 ATMs. Through its wholly owned subsidiaries MidSouth Bank, N.A. and MidSouth Bank, Texas MidSouth Bancorp offers complete banking services to commercial and retail customers in south Louisiana and southeast Texas. The group is community oriented and focuses primarily on offering commercial and consumer loan and deposit services to individuals, small, and middle market businesses.

Founded in 1985, MidSouth Bank has 24 offices extending along the Interstate 10 corridor in south Louisiana: nine in Lafayette Parish, two in St. Martin Parish, one in Jefferson Davis Parish, one in St. Landry Parish, four in Iberia Parish, one in St. Mary Parish, two in Calcasieu Parish, one in Lafourche Parish, one in Terrebonne Parish and two in East Baton Rouge Parish. In addition, a new banking facility is under way in the Baton Rouge market and is scheduled to open in November. Also, a new retail location in Lake Charles is tentatively set to open in October, and the bank is expanding to Cut Off (south of Houma) in mid-August.

MidSouth Bank, Texas currently has six full-service offices in the southeast region of Texas, including Beaumont, Vidor, College Station and Conroe. It also has a commercial loan production office in the greater Houston market that will be replaced by a full-service banking facility in the fall of 2007. MidSouth Bank, Texas has three retail offices in Jefferson County, one in Orange County, one in Brazos County, and one in Montgomery County. A new facility in Conroe is scheduled to open in September.

MidSouth Bancorp’s common stock is traded on the American Stock Exchange under the symbol MSL.

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About Enviroscore® (www.enviroscore.com): Enviroscore is the only company that uses a scoring system to assess environmental risk. Enviroscore serves various financial institutions and other corporate clients with environmental reviews and assistance with due diligence requirements. Its unique scoring system collects and synthesizes environmental data and location intelligence to serve business operations or customers requiring property site assessments. Enviroscore is a less expensive, easier-to-understand alternative to traditional reviews and allows for a broader range of uses.

The company is privately owned and headquartered in Baton Rouge, Louisiana.

For more information contact: media@enviroscore.com

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